With 95 percent of adults over the age of 55 saying that aging in place is an important goal, technology is increasingly becoming a lifeline for older Americans. Specifically, smart home technology can empower independence by offering benefits like 24/7 on-call emergency support, simplifying daily […]
Thursday, November 14 2024
Smart Homes Help Seniors Age in Place
Thursday, November 14 2024. Home Safety
Wednesday, May 8 2024
Don't Swap Safety for Style in Laundry Rooms
Wednesday, May 8 2024. Home Safety
Americans are swapping safety for style and are ditching their cleaning products original containers for a laundry room makeover. New research from the American Cleaning Institute (ACI) finds that 36 percent of Americans believe they can enhance their laundry space with decorative jars or […]
Saturday, February 3 2024
Are Cosmetics Safe?
Saturday, February 3 2024. Home Safety
Serious problems from cosmetic use are rare, but sometimes problems arise with specific products. For example, FDA warned consumers about the danger of using aerosol hairspray near heat, fire, or while smoking. Until hairspray is fully dry, it can ignite and cause serious burns. Injuries and deaths have occurred from fires related to aerosol hairsprays.
Monday, January 29 2024
Still Paying Private Refinance Insurance?
Monday, January 29 2024. Home Safety
If you put less than 20 percent down on a home refinance, lenders often require you to have Private refinance Insurance (PMI). PMI protects the lender if you default on the loan. The Homeowners Protection Act of 1998 - which became effective in 1999 - establishes rules for automatic termination and borrower cancellation of PMI on home refinances.
Monday, January 22 2024
Home Equity Borrowers Beware!
Monday, January 22 2024. Home Safety
Do you own your home? If so, it's likely to be your greatest single asset. Unfortunately, if you agree to a loan that's based on the equity you have in your home, you may be putting your most valuable asset at risk.
Wednesday, January 10 2024
Avoiding Home Equity Scams
Wednesday, January 10 2024. Home Safety
You could lose your home and your money if you borrow from unscrupulous lenders who offer you a high-cost loan based on the equity you have in your home. Certain lenders target homeowners who are elderly or who have low incomes or credit problems—and then try to take advantage of them by using deceptive practices.
Friday, September 20 2019
Stopping Unsolicited Mail, Phone Calls, and Email
Friday, September 20 2019. Home Safety
Tired of having your mailbox crammed with unsolicited mail, including preapproved credit card applications? Fed up with getting telemarketing calls just as you're sitting down to dinner? Fuming that your email inbox is chock-full of unsolicited advertising? The good news is that you can cut down on the number of unsolicited mailings, calls, and emails you receive by learning where to go to "just say no."
Monday, September 16 2019
'One Ring' Cell Phone Scam
Monday, September 16 2019. Home Safety
Who’s calling now? That number doesn’t ring a bell. Hold the phone, says the Federal Trade Commission. You could be a potential victim of the growing "one-ring” cell phone scam.
