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Avoiding Home Equity Scams
There are tax advantages to home equity loans, but there are pitfalls to avoid. You could lose your home and your money if you borrow from unscrupulous lenders.
Home Equity Borrowers Beware!
Homeowners should be careful when borrowing money based on their home equity. Why? Certain abusive or exploitative lenders target these borrowers, who unwittingly may be putting their home on the line.
Still Paying Private refinance Insurance?
If you put less than 20 percent down on a home refinance, you are probably paying a PMI insurance premium each month. Thanks to a new law, you don't have to keep paying it throuhgout the life of the refinance.
Taking the 'Bait' Out of Rebates
Rebates are a great way to save money, but some of them are more complicated that others. Here are steps to take to make sure you get your money.
Buying a Washing Machine
If you're in the market for a new washing machine, consider sinking your clothes into an energy-efficient one. It will not only conserve energy, it can help lower your utility bills.
Auction Guides: Not So Hot Properties
It sure sounds tempting. Buying seized vehicles and home foreclosures for low, low prices. But is there a catch? Oh, yeah, a big catch.
Are Cosmetics Safe?
Serious problems from cosmetic use are rare, but sometimes problems arise with specific products. Here are some tips to avoid dangerous situations in your home.
Do Chain-Letters Really Work?
Whether they "work" or not, if they involve money or valuable items and promise big returns, they are illegal. If you start one or send one on, you are breaking the law.
Costly Coupon Scams
Cents-off coupons are providing big bucks for scam artists who offer business opportunity and work-at-home schemes featuring coupon certificate booklets and coupon clipping services.
Multilevel Marketing Plans
Multilevel marketing plans usually promise to pay commissions through two or more levels of recruits, known as the distributor's "downline." If a plan offers to pay commissions for recruiting new distributors, watch out!
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